Flood Insurance in the Coachella Valley??
Flood Insurance in the Coachella Valley; should you get it??? Here’s the thing. I’m a maintenance person. I believe that if I do what I can BEFORE I need it, I will be in a better position WHEN I need it. So, with all the changes happening so quickly in regards to our climate..literally, everywhere in the world, it seems a good idea to look into flood insurance. Living in the Coachella Valley, which is a California desert, this might have seemed a moot point years ago…but now?? Probably a good idea. If you are looking to buy or sell a Coachella Valley property, whether it’s residential, land, equestrian facility, or development opportunity, give me a call at 760-285-3578.
I chose to have flood insurance, and I live in La Quinta here in the Coachella Valley. Got it just a couple years ago and so far, even after Hurricane Hilary, I haven’t had to use it. BUT, as we all know about Insurance, when you need it, it’s a good thing to have. Then there’s the fact that some insurance companies are no longer willing to write policies in disaster prone areas..this is the problem with Florida right now, and some of our fire prone areas here in the state. I figure that if I get it now, have a history of it, and take good precautions myself on the property, odds are good I’ll have it there when I really need it. Yearly estimates are based on the location, square footage of the house, garage spaces, single or two stories..lots of stuff. Normal yearly fees for the Coachella Valley are approx. $400-$700 depending on how much insurance you want to carry and your deductible. Not bad since water can do a job on ANYTHING!
Just something to think about if you are currently living here in the desert valley, or thinking of purchasing a home, horse property, or even vacant land. I guess there really is something to be said for the expression “you can never be over insured!” Take a tour of this 5 acre property in Sky Valley. Offered at $1,199,000…
