Buying OR selling, use professionals in ALL aspects of the transaction.
The Importance of a Good Lender: Buying a new home is complicated, and there’s almost no way to anticipate EVERYTHING that could possibly go wrong. There are some things every buyer should do..number one being work with an agent that knows the area, understands the local market, and has proven contacts for each of the areas of the transaction that could MAYBE go wrong..including a Local Lender. If you’re looking to buy or sell Residential, Land or an Equestrian property, call Kim Kelly at 760-285-3578.
Great home in Talavera received multiple offers very quickly!
Let me tell you what just happened to me..I had a property listing in North Indio. Beautiful home in a family community, that the sellers turned out beautifully. They did everything a Listing Agent could ask. Removed personal items, minimized furniture and do-dads, fresh paint, new carpet..the home just sparkled! Then when we decided what to list it at, they heard me. We were prepared for multiples and we got them.
We settled on a good offer, very eager buyers, and a good agent. Pre-approved with a Lender that the buyers’ agent claimed did most of her loans and was very good. I had never worked with them, but did not fight for my Local Lender, Franklin Loans. I was told the Lender was good, and went with it..bad mistake!
The Lender was a Broker, not a direct lender, and the rep did not keep us all informed to start. When it came time to remove contingencies, they did. Home appraised, all was good, we moved toward close. Then the day of close, I and the buyers’ agent got an e-mail explaining why they could not fund..blamed the underwriter. My sellers had packed up and left, the buyers were ready to move..it was a disaster. I immediately asked a Local Lender, Walter Neil with Franklin Loans, to review the docs and help me out. He did..told me he saw no red flags, and could get it done in 12 days which is the quickest possible by law. BAM! He did too. Work with a professional, LOCAL Lender. Makes all the difference in the world..use a Local Realtor, and find a Local Lender that can get things done. Take a tour of this interesting and unique listing in Thermal..$450,000, original adobe with a warehouse located off of Calhoun within a couple miles of the Music Festival grounds..
